Pre-Authorized Debit or PAD is an electronic payment method that allows your businesses to withdraw money directly from your customer’s bank account.

The term pre-authorized refers to an agreement between your business and your customer. In the agreement, the customer gives permission for you to withdraw money from their account based on the terms outlined. This can work for recurring payments on a set schedule, or variable amounts too.

What are Pre-Authorized Debits (PADs)?

What are the advantages of Pre-Authorized Debits?

What kind of businesses are best suited to use authorized debits?

How do pre-authorized debits work?

Are pre-authorized debits secure?

How do I start accepting pre-authorized debits?

What is an authorization and why do I need it for pre-authorized debits?

How long do pre-authorized debits take?

What to know about pre-authorized debit rejections.