An authorization is a legally required agreement between your business and your customer outlining the payment details of a pre-authorized debit. As part of the authorization, your customer gives permission for you to withdraw money from their bank account and outlines the amount and timing of the payments. The authorization also outlines the cancellation process in the event your customer would like to cancel the agreement.

An authorization can be completed in person, or it can be completed online assuming you have reasonable means to identify your customer such as an email or phone number.

What are Pre-Authorized Debits (PADs)?

What are the advantages of Pre-Authorized Debits?

What kind of businesses are best suited to use authorized debits?

How do pre-authorized debits work?

Are pre-authorized debits secure?

How do I start accepting pre-authorized debits?

What is an authorization and why do I need it for pre-authorized debits?

How long do pre-authorized debits take?

What to know about pre-authorized debit rejections.